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(727) 331-9565

Karson@thejonesygroup.com

3 To Dos Before Searching For Your New Home

The Jonesy Group

The housing market in Pinellas County has changed, but it is still a seller's market....

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Purchasing a new home is a very important decision. When thinking about making the big move, the first thing you should do is get pre-qualified with the lender of your choice. This is going to allow you to do 3 things….

First- Loan Type

Choose the type of financing that best suits your needs. Will it be an FHA loan with an amount of 3.5% down? Or perhaps a conventional loan with 25% down. Do you qualify for a VA loan with 0% down?

Second- Price Point & Monthly Payment

Your loan officer will go over your financials and discuss your ideal monthly payment. This allows us, your realtors, to set your designated price range for the houses we will be looking at.

Third- Pre-Qualification Letter

You’ve found the perfect match, and it’s time to write the offer. When you get pre-qualified, your loan officer generates a pre-approval letter that will be submitted with all offers to show you are qualified for the purchase price of the house. This is vital in getting an offer accepted, because the sellers want to see you are qualified and ready to buy.

Remember it’s a process, and we’re here to help. Contact us today at 727-331-9565.

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